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Financial
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The Malaysian government has emphasized on the importance of education as one of the most important sectors of growth for the country. With this in mind, the Ministry of Education and other related governmental bodies have made available many types of financial packages from banks, financial institutions, state departments, government-linked agencies and local organizations which basically offer scholarships, loans and financial aid to Malaysian students.
KLMU has a dedicated department called the Bursary and Financial Aid Department which helps students in their applications and processing for study loans from the various financial bodies. Students can request for details and forms from the department. The following financial bodies that provide aid are:- |
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PTPTN
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PTPTN loan is open to ALL DIPLOMA and DEGREE full-time students with a minimum of three (3) credits in SPM.
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Maximum loan approved for 3 year-DIPLOMA Program is RM 24,000
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Maximum loan approved for 3 year-DEGREE Program is RM 48,000 |
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MAJLIS AMANAH RAKYAT (MARA)
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The MARA loan is open to only BUMIPUTRA DIPLOMA students for 4 approved programs (as stated below). Students must possess a minimum five (5) credits in SPM including Bahasa Malaysia , Mathematics and Science :-
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1) Diploma in Information Technology
2) Diploma in Multimedia Application
3) Diploma in Computerized Graphic Design
4) Diploma in E-Business
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ADVANCED CERTIFICATE students from Cosmopoint College of Technology with CGPA 2.00 and a credit in Bahasa Malaysia in SPM are also eligible to apply for the MARA loan when they proceed to the DIPLOMA Program.
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SOCSO
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The SOCSO loan is only for those who have not reached 21 years of age, is single and do not have any other sponsors.
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The loan amount approved is based on the total fees for either the DIPLOMA or DEGREE Program and is inclusive of living allowance. |
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EMPLOYEES PROVIDENCE FUND (EPF)
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Students may opt for EPF withdrawal either from their own EPF Account II or their parents account.
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EPF withdrawal can be made on a yearly basis.
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EPF withdrawal can also be used to reimburse fees which have been paid to the University/College.
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EPF withdrawal can also be used to settle study loans from loan sponsoring bodies. |
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COMMERCIAL BANKS/FINANCIAL INSTITUTIONS
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Education Loan from Bank Rakyat Berhad (AL-FALAK)
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Personal Financing from Al-Rajhi loan � does not require any guarantors, loan amount can be five times the amount of salary and minimum salary required is only RM1, 500. |
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FEDERAL TERRITORY FOUNDATION
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This education loan is only open for students born in Kuala Lumpur or whose parents are born in Kuala Lumpur , or they have been residing in Kuala Lumpur for more than 7 years.
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The loan is open for CERTIFICATE, DIPLOMA or DEGREE Programs. |
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BAITULMAL WILAYAH PERSEKUTUAN
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The Baitulmal Grant or Scholarship is only open to MUSLIM students who have been residing in Kuala Lumpur for NOT LESS than a year.
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The grant or scholarship approved amount is based on household income and number of dependants.
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The grant or scholarship is available for CERTIFICATE, DIPLOMA or DEGREE Programs.
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Scholarships are available on a case-to-case basis to deserving students who meet all the terms and conditions of eligibility as set by the various financial bodies. Current students who need study loans will have to inform their respective Deans and Principals at KLMU or at the Cosmopoint Metro Campuses and request for application forms. Prospective students may contact our friendly counselors at our main campus or one of our nationwide Metro Campus near you.
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